Learn the fundamentals — then the strategy
Four plain-English guides to the building blocks of retirement tax planning. Start with the fundamentals, then see how the offset strategies put them to work.
Roth Conversion
What a conversion is, the tax it triggers, the rules that govern it, and the moves high earners use when they're phased out of direct Roth contributions.
Read the guide →Self-Directed IRAs
How an SDIRA holds real estate and other alternatives under the same tax rules — and the prohibited-transaction lines that keep it compliant.
Read the guide →Retirement Withdrawals & Taxes
How each account is taxed on the way out, the surcharges that ambush high earners, and the withdrawal order that keeps more of your money.
Read the guide →Advanced HNW Tax Strategies
The advanced toolkit: routing more into Roth, absorbing a conversion with same-year deductions, and the capital-gains and charitable moves that compound the savings.
Read the guide →New guides, straight from the plan
Does a Roth Conversion Count as an RMD?
No — the RMD must come out first. The first-dollars-out rule, the age-73 trap, and the fix if you got the order wrong.
Read the article →QCD Rules for 2026
The $111,000 limit, why QCDs beat deducting a gift under the new 2026 rules, and the traps to avoid.
Read the article →QCD From an Inherited IRA
Yes, you can — if you're 70½. How QCDs defuse the 10-year rule's tax squeeze on inherited accounts.
Read the article →Inherited IRA RMD Rules
How to calculate the RMD for an inherited IRA: the beneficiary decision table, the Single Life factor, and the 10-year rule.
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Ready to put the fundamentals to work?